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How to Pay for Drug and Alcohol Rehab in Southern California

Paying for drug and alcohol rehab can be challenging. California Behavioral Health is based in Palm Desert, California, and specializes in residential drug and alcohol addiction treatment. The admission specialists at California Behavioral Health are often asked how to pay for residential rehab.

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Understanding the financial aspects of substance abuse treatment funding is important to rehabilitation. On this page, you’ll learn how much addiction treatment costs in Southern California with and without insurance coverage. You’ll also discover that while you might not have insurance coverage, there are various ways to cover rehabilitation costs to help repair and restore your personal and professional life.

California Behavioral Health
37066 Bankside Dr, Cathedral City, CA 92234

What Is a Southern California Drug and Alcohol Rehab Facility?

The alcohol and drug rehabilitation facilities in Southern California are specialized centers designed to offer treatment and recovery services for people struggling with substance abuse and addiction. The facilities provide individuals with comprehensive programs, including medical detox, therapy, counseling, and aftercare planning. Each of these services is aimed at addressing the physical and psychological aspects of addiction.

Treatment may include individual and group therapy sessions, medication-assisted treatment, behavioral therapies, and holistic approaches such as nutritional counseling, meditation, and yoga. The goal is to equip individuals with the skills and strategies they need to achieve long-term sobriety.

Many facilities within Southern California take advantage of the favorable climate and picturesque landscapes that contribute to a serene and relaxing environment. California Behavioral offers customized treatment plans that reflect the diverse needs of our clients.

How Much Does Addiction Treatment Cost in SoCal?

A man and therapist meet to discuss addiction treatment and the costs

The cost of addiction treatment in Southern California is based on the individual’s customized treatment plan. On average, an individual in an outpatient rehab program can expect to pay $1,700 and those in a residential rehab can expect to pay roughly $57,000 for their program. This is an average cost, which is influenced by several factors.

Factors that impact the cost of residential treatment include the length of treatment, the type of addiction, the severity of addiction, and the medications used during detoxification or for medication-assisted treatment. For more information about the potential cost of your treatment program, we encourage you to call CA Behavioral or contact us to speak with one of our admission specialists, who can answer your questions about treatment, verify your insurance coverage, and estimate your out-of-pocket expenses.

California Behavioral Health

An addiction is lonely, scary, and difficult. A recovery partner can help you take back control of your life and find the path to sobriety. Call or message us now to start your recovery journey today.

37066 Bankside Drive, Cathedral City, CA 92234

What Is Drug and Alcohol Rehab Insurance Coverage?

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Fill out our online form to find out about our treatment programs, check your insurance or to request a callback.

    Should I Pay for Addiction Treatment If I Don’t Have Health Insurance?

    It may be challenging to pay for addiction treatment without health insurance, but it is a critical investment in your health and future. Addiction severely impacts all aspects of one’s overall health, so by reducing or eliminating addictive substances, you reduce the risk of chronic diseases and accidents associated with addiction.

    Treatment improves quality of life and reduces the legal risks of arrest and incarceration. There are some upfront costs, but the long-term savings are substantial. You will save money that would be spent on drugs or alcohol, health complications, and legal fees and have a greater chance of finding productive work. Long-term recovery from addiction also reduces your risk of relapse.

    How to Pay for Drug and Alcohol Rehab in SoCal Without Insurance

    Paying for rehab without insurance in Southern California can be daunting. You may be faced with higher out-of-pocket expenses. However, there are a variety of options to help manage the financial burden of rehabilitation. We encourage you to call California Behavioral at (888) 355-1676 to explore some of the options listed below. This can help provide an accessible and affordable path to recovery.

    Government-Sponsored: If you do not qualify for private insurance through the Marketplace or an employer, you may be eligible under federal programs like Medicaid or Medicare. Both government programs cover substance abuse treatment for those who meet the eligibility criteria.

    Sliding Scale Fees: Many rehabilitation treatment centers adjust costs based on the individual’s ability to pay for services. This helps ensure access to rehabilitation for those at different income levels. To qualify for sliding scale fees, you must present documentation of your income level, which might include a pay stub or the previous year’s tax statement.

    Payment Plans: Rehab center payment plans help spread the financial burden over many months. These structured payment plans allow you to pay for treatment in manageable installments.

    Personal Loan: A personal loan is how to pay for rehab up front while seeking financial assistance. Further financial assistance can help pay off personal loans for rehab early and reduce your financial burden.

    Grants and Scholarships: Various research organizations offer grants and scholarships designed specifically for individuals who require rehabilitation and detox for substance abuse. Many of these organizations understand the benefits of sobriety to the individual and the community. Grants and scholarships are usually need-based and do not need to be paid back.

    Crowdfunding: Online platforms like GoFundMe, OneCause, or Donately are set up to help individuals raise money from the community. This can be used to help cover the cost of rehabilitation, health and medical bills, and costs associated with addiction recovery. Only certain sites allow crowdfunding for rehab, so be aware of the rules before starting your account.

    Employee Assistance Programs (EAP): Some employers provide EAPs that include support for substance abuse treatment. Check with your HR department for employer-provided benefits for rehab that may help cover the cost of treatment and provide assistance in the community for yourself and your family.

    State-Financed Options: California has state-funded programs outside of Medicaid that provide addiction treatment services at little or no cost to residents who qualify for the programs. This government assistance for rehab can help support your road to recovery and provide the therapy and counseling you need.

    Non-profit organizations: Non-profit organizations sometimes offer subsidized treatment services using donations and grants that allow them to provide help at a reduced cost. Look for non-profit organizations offering rehab funding by searching online. Consider contacting some of the non-profit organizations in your local area as well.

    HSA or FSA: Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) can be used to help pay for rehabilitation treatment. This utilizes your pre-tax dollars to help cover health-related expenses, including medication-assisted treatment, therapy, and counseling.

    Friends and Family: Don’t overlook the potential support from friends and family who may be willing to help financially or offer other resources that make treatment accessible and possible. Your friends and family are invested in your future, and many are willing to help you overcome the financial challenges of seeking sobriety.

    A young woman in group therapy who decided to pay for addiction treatment without insurance

    What Is Drug and Alcohol Rehab Insurance Coverage?

    Drug and alcohol rehab insurance is typically part of your health insurance plan. Your benefits will partially or fully cover the cost of addiction treatment services, which may include detoxification, inpatient rehab, therapy, and medication. Coverage varies by insurance provider, policy benefits and limitations, and more. Prior authorization may be required before treatment can begin.

    Our admission counselors advise clients to know their insurance policy benefits and limits so they can work within them and provide the insurance company with the documentation and information needed for a successful claims submission. Contact us for a detailed overview of your particular policy.

    Drug and Alcohol Rehab Centers near Palm Desert that Take Health Insurance

    CA Behavioral Health is a drug and alcohol rehab center near Palm Desert, CA, that takes health insurance to cover treatment. Your policy benefits, limits, and exclusions determine your coverage level. We encourage you to call CA Behavioral Health at (888) 355-1676 or contact us for more information about treatment and to verify your insurance coverage.

    Rehab Facilities in Cathedral City (CA)

    CA Behavioral offers a variety of treatment services to meet the needs of individuals who have a substance use disorder, addiction, or co-occurring mental health condition. When an addiction and mental health condition present simultaneously, this is described as a dual diagnosis condition. Call today to find out how to pay for residential mental health treatment.

    • California Behavioral Health: 37066 Bankside Drive, Cathedral City, CA 92234
    California Behavioral Health
    37066 Bankside Dr, Cathedral City, CA 92234, United States

    Do Health Insurance Plans Offer Coverage for Addiction Treatment Programs in Southern California?

    Health insurance plans must offer coverage for addiction treatment programs. Two federal laws mandate insurance companies provide coverage for mental health conditions and substance use disorders. The first is the 2008 Mental Health Parity and Addiction Equity Act, and the second is the 2010 Affordable Care Act.

    However, while federal law mandates that insurance provides coverage, your policy determines the benefits and limits of coverage. This includes insurance providers such as Aetna, Optum, Magellan, Cigna, and Blue Cross Blue Shield. Our admission counselors often are asked, “How many times will insurance pay for rehab?” There is no simple answer, as your policy benefits also determine how often insurance covers rehab per type of therapy, incident, or year.

    How to Find Drug and Alcohol Addiction Treatment in SoCal Near Me Without Health Insurance

    It can be challenging to find addiction treatment without insurance, but some resources can help you locate a suitable facility. For example, online directories from your local health department or the Substance Abuse and Mental Health Services Administration (SAMHSA) have tools that offer information about treatment facilities. State-funded programs and nonprofit organizations can also help locate suitable treatment options.

    Consider exploring centers that offer a sliding scale fee, allowing you to pay for treatment based on your income and ability. University medical centers typically have clinical trials and research projects where you may receive low-cost treatment.

    Finally, consider consulting with addiction counselors, local support groups, and Municipal Health Clinics for information about addiction treatment centers that admit individuals without insurance. We encourage you to call California Behavioral Health at (888) 355-1676 or contact us for information about how we can help if you don’t have health insurance.

    Southern California Addiction Treatment Stats and Info

    • The California Health Care Foundation reports widespread substance use in California. Roughly 50% of all those over age 12 in the state had used alcohol in the past month and 20% used marijuana in the past year.
    • In response to the growing drug abuse problem in California, the number of treatment facilities that offered residential care for substance use grew by 68% between 2017 and 2019.
    • Addiction is a significant factor that may lead to a person becoming homeless.
    • In 2023, Coachella Valley recorded more fentanyl deaths than anywhere else in Riverside, CA.
    • Excess alcohol consumption leads to a variety of health problems including chronic liver disease, pancreatitis, various types of cancer, psychological disorders, and high blood pressure.
    • Research data from 2011 to 2019 showed that the rate of prescription opioid deaths fell 30%, but the death rate from fentanyl increased 10 times from 2015 to 2019.

    Southern California Addiction Treatment Stats and Info

    • The California Health Care Foundation reports widespread substance use in California. Roughly 50% of all those over age 12 in the state had used alcohol in the past month and 20% used marijuana in the past year.
    • In response to the growing drug abuse problem in California, the number of treatment facilities that offered residential care for substance use grew by 68% between 2017 and 2019.
    • Addiction is a significant factor that may lead to a person becoming homeless.
    • In 2023, Coachella Valley recorded more fentanyl deaths than anywhere else in Riverside, CA.
    • Excess alcohol consumption leads to a variety of health problems including chronic liver disease, pancreatitis, various types of cancer, psychological disorders, and high blood pressure.
    • Research data from 2011 to 2019 showed that the rate of prescription opioid deaths fell 30%, but the death rate from fentanyl increased 10 times from 2015 to 2019.

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