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UMR Drug & Alcohol Addiction Rehab Treatment Coverage in Palm Desert

Drug and alcohol addiction affects your relationships, employment opportunities, and quality of life. California Behavioral Health is a drug and alcohol addiction treatment center based in Palm Desert, California. Our behavioral health and addiction specialists have the skills, experience, and education needed to address addiction and co-occurring mental health conditions.

CA Behavioral Health Accepts UMR Insurance

CA Behavioral can offer same-day assessment and check your insurance coverage to streamline an immediate admission when urgent action is necessary to protect your health. CA Behavioral Health addiction specialists are dedicated to the psychological and physical care that can lead to successful and sustainable recovery.

California Behavioral Health: 37066 Bankside Dr, Cathedral City, CA 92234, United States

Getting to Know UMR as a Health Insurance Provider

UMR health insurance for addiction rehab coverage

United Medical Resources, commonly known as UMR, is not a traditional health insurance provider but the largest third-party administrator in the United States and is part of UnitedHealthcare. UMR offers services to various employers, helping manage health insurance plans using an array of services, including claims processing and administration on behalf of self-insured employers.

This means they handle the administrative tasks, but the financial aspects of covering medical expenses rests with the employers, not UMR. UMR offers employers access to network providers, benefits management, and wellness programs to help manage healthcare effectively. However, UMR does not underwrite or pay claims directly as a traditional insurance provider does. Instead, it facilitates the management of self-funded health plans by processing the claims and providing customer service alongside other administrative functions.

What Type of Health Care Is UMR?

UMR is not a direct healthcare provider but a third-party administrator managing services for self-insured employers. As a third-party administrator, the company handles the administrative duties but does not bear any financial risk for funding the coverage. UMR provides services to self-funded employers.

These services include access to a network of healthcare providers and facilities, cost management, and wellness programs that help improve health outcomes and control expenses. This arrangement allows employers to tailor their health benefits to the individuals in the corresponding workforce. It offers a flexible alternative to standard insurance policies. UMR has played a pivotal role in facilitating the effective operation of self-funded plans.

Some UMR Brands and Services in Palm Desert, California

As a third-party administrator, UMR offers services to self-insured employers but does not have separate brands in the traditional sense of direct insurance providers.

UnitedHealthcare Choice Plus: Members have access to the UnitedHealthcare Choice Plus provider network, which is a large group of doctors and facilities nationwide that have agreed to reduce their charges.

Online tools: Members can access online tools to get cost estimates for care and procedures, allowing them to make informed decisions about how they spend their healthcare dollars.

Nurse line: Members can access a team of registered nurses 24/7 to answer questions and help determine the best care for an illness or injury.

Claims processing: UMR handles claims administration to ensure they are processed efficiently and correctly. This includes determining eligibility for benefits and managing pharmacy benefits.

Wellness programs: UMR provides programs to improve member health and well-being, including health assessments, educational resources, and wellness challenges.

Cost management services: UMR uses various strategies to control healthcare costs, including negotiating rates with providers, managing claims, and implementing measures that benefit employers and their insured members.

Is UMR the Same as UnitedHealthcare?

UMR is a subsidiary of UnitedHealthcare, one of the largest health insurers in the United States. It is also the largest third-party administrator in the country and provides specialized services to manage self-funded health insurance plans for employers. However, UMR does not underwrite insurance policies or take the financial risk for coverage.

However, the connection to UnitedHealthcare allows UMR members and employers to leverage a vast network of providers and resources. This relationship has enhanced UMR’s ability to offer extensive administrative services and member access to comprehensive care networks and advanced management programs. Employers benefit from the company’s expertise in handling claims and planning management with the backing of UnitedHealthcare’s resources. This ensures the efficient operation of a self-funded plan focusing on cost control and quality care.

 

Exploring Local Palm Desert, Southern California, and Its Familiar Cities

Palm Desert is in a beautiful, convenient location close to large cities and famous sites in Southern California. The lovely town of Palm Springs is nearby, known for its beautiful mountain views and proximity to Joshua Tree National Park. In addition, it offers soothing natural hot springs, well-kept golf courses, and a wide variety of restaurants.

San Diego is just a two-hour drive south, and it offers SeaWorld San Diego and beautiful sandy beaches. Los Angeles is just over 100 miles away, and for a short drive, you can see the iconic Hollywood sign and the Hollywood Walk of Fame. And don’t forget Disneyland is less than 100 miles away in Anaheim.

What Is UMR Health Insurance for Addiction Rehab Coverage?

UMR administers self-funded employer health insurance plans, which must provide some detoxification, rehabilitation treatment, and recovery coverage. Two federal laws mandate treatment coverage for mental health conditions and substance use disorders. The first is the 2008 Mental Health Parity and Addiction Equity Act.

This law prevents health insurance providers from imposing more significant limitations on treatment for mental health and substance use disorders than on medical and surgical benefits. The second is the 2010 Affordable Care Act, which mandates insurance plans offer coverage for essential health services, including mental health and substance use disorder treatment. UMR is responsible for administering self-funded employer health plans that include treatment coverage.

California Behavioral Health

An addiction is lonely, scary, and difficult. A recovery partner can help you take back control of your life and find the path to sobriety. Call or message us now to start your recovery journey today.

37066 Bankside Drive, Cathedral City, CA 92234

Admissions Inquiry Form

Fill out our online form to find out about our treatment programs, check your insurance or to request a callback.

    Some Health Insurance Providers We Accept

    Does UMR Health Insurance Cover Drug & Alcohol Addiction Treatment in Palm Desert?

    Yes, self-funded employer health plans administered by UMR must offer coverage for drug and alcohol addiction treatment. However, the level of coverage is determined by the policy benefits and exclusions. We encourage you to call California Behavioral Health or contact us to verify your insurance coverage. We can answer your questions about our holistic approach to substance abuse therapy.

    Does UMR Cover Medical Detoxification Services Palm Desert?

    UMR administers self-funded plans that must offer some coverage for medical detox services. Medical detoxification services are the initial step in addiction treatment, as they provide medically managed and supervised withdrawal from addictive substances and help transition into rehabilitation treatment for substance abuse and alcoholism.

    While self-funded insurance plans must offer some level of coverage, your coverage is determined by the insurance policy. We encourage you to call California or contact us to verify your insurance coverage, schedule an initial assessment, and have your questions answered by our financial counselor.

    Does UMR Cover Inpatient Residential Rehab in SoCal?

    UMR administers self-funded employer healthcare plans that offer some coverage for inpatient and residential rehab in southern California. Residential rehabilitation treatment is necessary for individuals who require 24/7 supervision or medical detoxification for substances that can lead to dangerous or life-threatening side effects during withdrawal.

    While in residential rehab, people typically receive individual and group therapy, skills-building workshops, and education about addiction, triggers, and coping strategies. While your insurance plan may offer coverage for rehabilitation in a residential setting, the level of coverage can vary. We encourage you to call CA Behavioral Health to learn more about our treatment programs and to verify your insurance coverage.

    Does UMR Health Insurance Cover Dual Diagnosis Treatment in Palm Desert?

    UMR is the largest third-party administrator in the US, and it administers self-funded employer insurance programs with dual diagnosis treatment coverage. Dual diagnosis is a descriptive term for individuals who have a substance use disorder or addiction alongside a co-occurring mental health condition. These mental health conditions can include depression, anxiety, eating disorders, post-traumatic stress disorder, and others.

    A dual diagnosis increases the complexity and challenge of treatment. The behavioral health and addiction specialists at CA Behavioral are well-equipped and experienced in treating dual diagnoses. While your insurance policy typically offers some coverage, that coverage can vary. We encourage you to call CA Behavioral Health to verify your insurance coverage and learn more about our dual diagnosis treatment programs in Palm Desert.

    Drug & Alcohol Rehab Program in Palm Desert That Takes UMR Health Insurance

    California Behavioral Health offers drug and alcohol rehabilitation treatment in Palm Desert and is one of the rehab centers that takes UMR. We encourage you to call CA Behavioral at (888) 355-1676 to verify your insurance coverage and speak with our financial counselor, who can offer payment options if you don’t have insurance.

    CA Behavioral is in Cathedral City, California, within Coachella Valley. Cathedral City is known for its vibrant family-friendly atmosphere and growing art scene. It’s celebrated for annual events like the Cathedral City Hot Air Balloon Festival, commercial development, public art installations, and a mix of residential areas with theaters and parks. This all contributes to a diverse and dynamic culture.

    • 37066 Bankside Drive, Cathedral City, CA 92234
    California Behavioral Health
    37066 Bankside Dr, Cathedral City, CA 92234, United States

    Other Rehab Treatment Programs Covered by UMR Insurance in Palm Desert, CA

    A variety of programs can help treat addiction and co-occurring mental health conditions. Below is a list of some of those programs, but it is not a full list. For more information about how substance abuse and co-occurring mental health conditions are treated at California Behavioral Health, we encourage you to call and speak with one of our admission counselors.

    UMR Coverage for Partial Hospitalization Programs in Palm Desert

    A partial hospitalization program (PHP) is an intensive outpatient treatment option designed for people who need a structured environment but do not need 24-hour supervision. PHP is typically operated during daytime hours and allows people to return home at night. It provides a comprehensive suite of services very close to what you would receive as an inpatient. This includes individual and group therapy, medication management, and other therapeutic activities.

    UMR self-insured employer policies typically offer some coverage for partial hospitalization programs. However, your level of coverage will depend on your insurance policy. To learn more about your coverage, deductible, premiums, and claims, we encourage you to call California Behavioral.

    UMR Coverage for Intensive Outpatient Program in Palm Desert

    Intensive outpatient programs (IOPs) offer a structured therapeutic environment for individuals who don’t need 24/7 supervision. IOPs typically offer treatment several days a week for a few hours each session. This allows participants to maintain daily responsibilities, including work or school, while receiving treatment. Services aim to manage symptoms, provide relapse prevention techniques, and promote recovery in a supportive environment.

    The self-insured employer health plans administered by UMR typically offer coverage for intensive outpatient programs (IOPs) in Palm Desert. However, there are limitations and exclusions in your policy that determine your level of coverage. We encourage you to call California Behavioral or contact us to verify your insurance coverage and get an estimate of your out-of-pocket expenses.

    A young man with his hands partially over is face during an assessment for UMR drug and alcohol rehab

    UMR Coverage for Inpatient Rehab in Palm Desert

    Inpatient rehab offers a comprehensive treatment program during which individuals live in the facility and receive 24/7 medical supervision for severe addiction or co-occurring mental health conditions. The programs typically range from 30 to 90 days and include detox, individual and group therapy, medication management, and support services to physically and mentally stabilize an individual while equipping them with coping strategies.

    UMR-administered self-insured employer health plans typically offer residential and inpatient rehab care coverage. However, your level of care is determined by your insurance policy, so we encourage you to call CA Behavioral Health to verify your insurance coverage and get an estimate of your out-of-pocket expenses.

    What Is the Average Cost of Drug & Alcohol Addiction Rehab in Southern California With UMR Insurance?

    The average cost for inpatient or residential drug or alcohol addiction treatment in California is roughly $57,000. Your out-of-pocket expenses are the difference between the treatment center charges and your insurance policy coverage administered through UMR. The treatment center charges vary greatly, depending on several factors that impact how much rehab is.

    These factors include the severity of your addiction, the length of your treatment, the geographical location of the treatment center, and any medications needed for medical detoxification or medication-assisted treatment. When you call California Behavioral or contact us, our admission counselor can verify your insurance coverage and help estimate your potential out-of-pocket expenses.

    A young woman checks for UMR addiction rehab coverage on her phone

    How to Check UMR Health Insurance Coverage for Addiction Rehab in Palm Desert

    The easiest way to check UMR rehab coverage for drug and alcohol addiction is to call CA Behavioral at (888) 355-1676 or complete our contact form to speak with one of our admission counselors. They are adept at working with UMR health insurance administrators, can verify your insurance coverage, and estimate your out-of-pocket expenses based on your policy.

    Our admission counselors can also schedule an initial assessment, arrange a facility tour, answer your questions about inpatient rehabilitation or rehab programs for working professionals, and connect you with our financial counselors. While UMR has a member services phone number, the admission counselors at CA Behavioral Health can accomplish far more with one phone call.

    How to Get UMR to Pay for Addiction Treatment in Palm Desert

    The best way to get UMR to pay for your addiction treatment is to know and understand your policy benefits and limitations. As a third-party administrator, UMR works to lower costs for self-insured employers while ensuring members receive the benefits determined by the policy.

    You must understand the policy limitations, exclusions, and benefits to receive the maximum coverage. Some policies may require prior authorization before treatment can begin. Your policy may also limit the number of therapy sessions, inpatient admissions, or type of therapy you can receive. When you work with the admission counselors at California Behavioral Health, they can verify your insurance coverage and determine your policy limitations.

    How Many Times Will UMR in California Pay for Rehab in Palm Desert?

    UMR rehab is typically covered, but your employer’s insurance plan limits the number of times they will pay for therapy, inpatient care, or the types of treatment you can receive. Those limits are contained within your insurance policy and are the rules that UMR follows.

    We encourage you to call CA Behavioral Health today or contact us so our admission counselors can verify your insurance coverage, estimate your potential out-of-pocket costs, and determine the benefits and exclusions outlined within your policy. This information can help you understand UMR rehab policies that affect addiction treatment.

    Drug & Alcohol Addiction Statistics in Coachella Valley

    • Coachella Valley has the highest number of fentanyl-related deaths in Riverside County.
    • In 2020, Coachella Valley had the highest alcohol-related mortality rate.
    • 55% of the homeless population in Coachella Valley are battling addiction.
    • 44% of Coachella Valley’s homeless population reported experiencing mental health issues, primarily depression, but also conditions such as bipolar disorder and schizophrenia. Additionally, 31% of those surveyed had a dual diagnosis of both substance abuse and mental health issues.
    • Nearly 1 in 5 local adults reported at least one binge drinking incident in the past month.

    Exploring Palm Desert and Its Most Visited Locations

    CA Behavioral Health is based in Palm Desert, California, which is in the southern part of the state. The area is geographically and culturally diverse and known for its warm climate and dramatic landscape, including beaches, deserts, and mountains. Palm Desert is part of Coachella Valley, which includes several notable cities.

    Palm Springs is known for its stylish hotels, hot springs, and mid-century modern architecture. It’s a favorite retreat for celebrities and tourists and is renowned for its vibrant art scene and cultural events. Not far is Rancho Mirage, which offers a more secluded atmosphere. The city is known for its upscale resorts and golf courses as a place of relaxation and luxury. Indio is often called the “City of Festivals” and is famous for hosting the annual Coachella Music Festival.

    Desert Hot Springs is famous for its natural hot springs and as a wellness destination. Spa resorts often utilize the hot mineral waters that naturally occur underground. California Behavioral Health is based in Cathedral City, between Palm Springs and Rancho Mirage. Cathedral City is a growing urban area with a vibrant, family-centered community. It combines residential and commercial construction with various entertainment and recreational activities.

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