Horizon Blue Cross Blue Shield Product Lines and Service Offerings
Horizon BCBS offers a wide range of insurance products and services developed to satisfy the needs of patients, families, and businesses. From flexible PPO and HMO plans to specialized Medicare and Medicaid options, Horizon BCBS provides comprehensive coverage for prescription drugs, behavioral health services, Blue Cross Blue Shield Horizon alcohol rehab in Palm Desert, and more, as illustrated below:
- PPO (Preferred Provider Organization) Plans : These plans provide flexibility, allowing members to choose healthcare providers within and outside the network, with higher coverage for in-network services.
- HMO (Health Maintenance Organization) Plans: HMOs concentrate on preventive care, instructing members to select a primary physician and obtain referrals for specialist care within a defined network.
- Medicare Plans: Horizon BCBS offers Medicare Advantage and Medicare Supplement plans, enhancing coverage for Medicare beneficiaries by including additional services like prescription drug coverage and wellness programs.
- Medicaid Managed Care: Horizon BCBS administers Medicaid managed care plans to support low-income individuals and families, providing comprehensive healthcare coverage tailored to their needs.
- Prescription Drug Coverage: Included in most Horizon BCBS health plans, this coverage helps members manage the cost of medications, ensuring access to necessary prescriptions.
- Behavioral Health Services: Horizon BCBS covers mental health and substance use disorder treatments, including therapy and counseling, inpatient and outpatient care, and medication management.
- Dental and Vision Plans: Horizon BCBS offers separate or integrated dental and vision coverage, providing access to routine care and eye and oral health treatment.
- Wellness Programs: These programs promote healthy living, offering members access to resources, fitness discounts, and preventive care services to maintain overall well-being.