Paying for a premium inpatient rehab program in Palm Desert, California, can be a significant financial commitment. Several options can help manage rehab costs, especially for those who do not have health insurance. When you understand the various payment options and potential financial assistance, you can plan more effectively for this investment in your health and recovery.
We encourage you to explore these options with the financial counselors at California Behavioral Health to find a financially feasible way to access care.
- Health Insurance: Many health insurance plans cover some portion of rehabilitation, including detox programs, medication-assisted treatment, relapse prevention, and aftercare. It’s important to check with your insurance provider to understand the types of treatments covered and the level of coverage. If you do not have health insurance, you may qualify for a government-sponsored health insurance plan, such as Medicare or Medicaid. Our financial counselors can help you explore these options.
- Personal Loan: When services are not covered by insurance or the insurance doesn’t cover the facility, out-of-pocket payment may be necessary. Consider a personal loan from a bank, family, or friend to ensure that you get the help you need to achieve sustainable recovery.
- Sliding Scale Fees: Some rehabilitation programs offer sliding-scale fees based on the individual’s income and financial situation. To qualify, you typically must present proof of income from pay stubs or tax documents. This makes treatment more accessible and the pricing options cost-efficient.
- Payment Plan: Facilities may offer payment plans for individuals receiving residential or structured outpatient programs. These plans allow installment payments rather than requiring a full payment upfront. They reduce the financial burden of treatment, make it more accessible, and spread the financial responsibility over time.
- Employee Assistance Programs (EAPs): Some employers offer EAPs that can include support for substance abuse treatment. The programs may cover the cost or provide resources for affordable treatment options within the area.