California Behavioral Health stands out among the numerous Cigna behavioral health treatment centers in Palm Desert, California. Our rehabilitation facility focuses on substance abuse recovery and offers dual diagnosis treatment if you’re struggling with co-occurring mental health disorders. Our Cigna behavioral health services can help you attain sobriety.
Our Cigna behavioral health residential treatment centers offer same-day assessments, verify your insurance coverage benefits, and facilitate prompt admissions. On this page, you will discover how the holistic approach of our Cigna integrated behavioral health services supports you at every stage, from detoxification and therapy to relapse prevention and aftercare planning.
California Behavioral Health
37066 Bankside Dr., Cathedral City, CA 92234
Cigna, founded in 1982 through the merger of Connecticut General Corporation and INA Corporation, is a global health services company that offers private behavioral health insurance plans that assist with addiction, mental health, and overall wellness. As one of the largest private health insurance providers in the United States, Cigna offers individual coverage, employer-sponsored plans, and Medicare options.
Several Cigna behavioral health services include counseling, therapy, substance abuse addiction recovery, outpatient care, medication management, detox programs, inpatient care, psychiatric care, telehealth services, dental, vision, wellness programs, and mental health rehabilitation. With an extensive network, Cigna offers access to a wide range of healthcare professionals, improving access to the care you need.
Cigna health insurance offers all-inclusive coverage for behavioral health treatment programs, including substance abuse and mental health services. Your coverage will be contingent on your specific plan, whether through a Medicare Advantage plan or an employer. Cigna usually covers behavioral health services, including individual therapy, inpatient care, intensive outpatient programs (IOPs), group therapy, and emergency hospitalizations.
Medicare Advantage plans provide an assortment of behavioral health services, such as support for conditions like dementia or Alzheimer’s, help with challenges such as depression, anxiety, and substance use, direct access to behavioral health care providers without needing referrals, and programs available, such as depression disease management and substance abuse coaching. Within employer-sponsored plans, behavioral health coverage is fused into your medical plan without having a separate deductible. With these plans, you can access countless services, including consultations, referrals, outpatient care, ongoing case management, and a network of certified mental health professionals. You will also have connections to community support groups, behavioral coaches, and online resources.
Cigna will evaluate you through underwriting and an actuary to uncover your premium rates, policy conditions, and eligibility. When you, as the insured with Cigna Health Insurance, experience a medical loss from an unanticipated peril, Cigna evaluates the risk linked to your claim. A Cigna insurance adjuster examines your claim to confirm coverage, ensuring that none of the exclusions outlined in the policy apply. Cigna will provide indemnity if the claim is covered by reimbursing you for your medical expenses. In certain situations, an endorsement may alter the terms of the policy. If Cigna has a reinsurance agreement, it can shift some risk to another insurer.
Furthermore, if a third party is at fault for the loss, Cigna may initiate subrogation to recover expenses. You might receive extra coverage beyond your standard health plan if you have an umbrella policy. The claim is settled once all evaluations are complete and Cigna issues the appropriate payment.
Cigna offers comprehensive insurance and healthcare resolutions for individuals, employers, and government entities. Here is an overview of its fundamental brands, products, and services:
Brands
Product Offerings
Services
In Riverside County, behavioral health issues are a pressing concern, reflecting a broader trend seen throughout California. In 2022, around 1,482,612 individuals in Los Angeles County alone sought addiction recovery services, underscoring the necessity for enhanced support. Annually, substance abuse-related hospitalizations in Los Angeles County exceeded 139,000, including those seeking assistance for both mental health and addiction challenges.
The barriers to accessing behavioral health care, particularly for substance use and mental health issues, are complex and often disproportionately affect the uninsured, underinsured, and communities of color. According to the Kaiser Family Foundation, 28.5 percent of adults in California exhibiting symptoms of mental health and addiction disorders in 2022 reported needing treatment but did not receive it. These challenges are especially pronounced in counties like Riverside, where economic disparities and limited access to care hinder those needing services. Furthermore, a 2022 report by the CDC revealed that Sacramento County had a notably high overdose death rate of 3.7 per 100,000 residents, highlighting the urgent need for comprehensive addiction recovery and mental health support throughout the state.
A behavioral health rehab treatment center is a facility designed to assist you with substance abuse issues, including alcoholism and drug addiction, mental health disorders, or co-occurring disorders. These treatment centers offer a highly structured environment that minimizes distractions, helping individuals develop coping skills and enhance their physical and mental well-being.
Typically, these recovery centers provide a variety of services, including family counseling, support groups, motivational interviewing, crisis intervention, life-skills training, substance abuse treatment, medication management, and behavioral therapies like cognitive behavioral therapy (CBT). They adopt a holistic approach to address both substance abuse and mental health concerns.
Behavioral health rehab treatment centers offer a range of restoration programs tailored to your needs, such as residential inpatient care, outpatient care services, partial hospitalization programs (PHPs), and intensive outpatient programs (IOPs). At CA Behavioral, we provide Cigna behavioral health inpatient treatment for substance abuse, mental health disorders, or concurrent conditions.
An addiction is lonely, scary, and difficult. A recovery partner can help you take back control of your life and find the path to sobriety. Call or message us now to start your recovery journey today.
37066 Bankside Drive, Cathedral City, CA 92234
Fill out our online form to find out about our treatment programs, check your insurance or to request a callback.
Cigna insurance does provide coverage for integrated behavioral healthcare services, including medical, behavioral, and pharmacy care programs. Cigna behavioral health services aim to enhance physical and mental health. Your coverage will include both residential inpatient care and outpatient treatment services. To reduce out-of-pocket costs, it is recommended that you choose in-network rehabilitation facilities.
Before starting behavioral healthcare, you must clearly understand your coverage, including any possible out-of-pocket expenses. If you need help verifying your insurance benefits for substance abuse and dual diagnosis treatment, please contact us at California Behavioral.
Cigna insurance often covers behavioral addiction treatment in California. Verifying your coverage details with your health insurance plan and the rehabilitation center before beginning behavioral addiction treatment is crucial. This way, you won’t be caught off guard by your liability for out-of-pocket expenses. This is especially important if you choose a provider outside Cigna’s network.
Many treatment facilities accept insurance for Cigna behavioral health services, particularly for addiction recovery. Typically, covered services encompass substance abuse detoxification, behavioral health therapies such as cognitive behavioral therapy (CBT), support groups, relapse prevention, and aftercare support. Contact us at CA Behavioral Health to learn more about our addiction-related behavioral health services.
Various behavioral health treatment programs in Palm Desert accept Cigna insurance plans, including those from California Behavioral Health. Our capable team is ready to assist you in quickly verifying your insurance and exploring payment options if you are uninsured. This ensures you receive the essential care you need. Contact us at (888) 355-1676 to begin your recovery.
Our rehabilitation center, located in Cathedral City, is dedicated to tackling addiction, mental health issues, and co-occurring disorders. We adopt a holistic approach to inpatient care, encompassing medical detoxification and behavioral health techniques such as therapy, cognitive behavioral therapy (CBT), motivational interviewing, and support groups. Additionally, we prioritize relapse prevention and the development of aftercare plans.
You can travel out-of-state for behavioral health treatment programs with Cigna insurance. Several Cigna plans provide coverage for out-of-state behavioral health services. Your coverage will be based on your plan and if you picked an in-network provider. Verifying your coverage benefits is crucial to ensure the care you need is covered.
You can contact the rehabilitation center to confirm they are in Cigna’s network. This will substantially decrease your costs. However, you may also have to obtain prior authorization for some services.
Cigna health insurance usually covers inpatient behavioral health treatment programs in California since the Affordable Care Act (ACA) requires most insurance plans to cover substance abuse and mental health services as fundamental health benefits. Working with Cigna network providers and securing prior authorization before beginning treatment is essential to maximize your benefits.
Our Cigna behavioral health inpatient treatment program takes a holistic approach to addressing addiction and mental health issues. For more details about our behavioral health rehabilitation services, please contact us and connect with one of our admission counselors.
In Palm Desert, various Cigna behavioral health services and programs are available, including those offered by California Behavioral Health. Although this list is not comprehensive, some covered options include inpatient care programs, partial hospitalization programs (PHPs), and intensive outpatient programs (IOPs). For additional details about our behavioral health recovery options, please contact us at CA Behavioral.
Inpatient rehabilitation offers a nurturing and secure atmosphere that is vital for the healing process. These programs feature a well-structured daily routine to foster stability and concentrate on your recovery objectives. Medical professionals provide round-the-clock monitoring to ensure your safety throughout detoxification. You’ll be given a customized treatment plan that addresses your specific needs while focusing on developing skills for lasting recovery.
When exploring inpatient rehabilitation, consider the financial implications. Cigna often covers inpatient care programs; however, opting for an in-network facility can help reduce out-of-pocket costs. Prior authorization may be necessary, so consult your insurance provider. While coverage is often comprehensive, potential expenses and limitations could impact the length of treatment or restrict access to innovative therapies. Awareness of these factors can enhance your ability to navigate recovery and ensure you receive support.
Partial hospitalization programs (PHPs) provide a more flexible outpatient care option than inpatient treatments. You can receive substantial support while enjoying the comfort of returning to your bed every night.
PHP programs include medical and psychiatric care, comprehensive treatment options, organized daily or weekly schedules, and the cultivation of coping skills and prevention strategies, all enhanced by community engagement. Cigna usually approves PHPs when a healthcare provider determines that the treatment is medically necessary. It’s also crucial to ensure that the rehabilitation facility accepts Cigna insurance.
Intensive outpatient programs (IOPs) are an ideal choice if you don’t need the continuous supervision found in inpatient care but require more support than typical outpatient services offer. These programs are designed to aid in behavioral healthcare for issues like substance abuse and mental health disorders. They are reasonably priced, more attainable, and a great fit if you’ve just come from residential treatment.
With IOPs, you can balance your daily responsibilities while engaging in various therapeutic interventions. You will learn to manage your triggers, cravings, and stress, establish support networks, access medication-assisted treatment (MAT) if necessary, and create a personalized aftercare plan. Cigna may cover IOPs if the treatment is deemed medically necessary and the facility is part of its network. Remember that prior authorization may be needed, and there could still be out-of-pocket expenses.
When covered by Cigna insurance, the typical expenses linked to behavioral health treatment in Southern California vary based on the treatment required, the rehabilitation center chosen, and your specific policy. Inpatient care may range from $15,000 to $60,000; however, insurance can considerably lower these costs. The copayment per session for outpatient care typically falls between $0 and $75.
As a Cigna member, selecting in-network providers will significantly decrease out-of-pocket costs. You may be responsible for out-of-pocket expenses, such as copayments, deductibles, and coinsurance. If you need assistance verifying your coverage benefits, contact us at California Behavioral.
The expense of behavioral health treatment in the Los Angeles area without health insurance varies depending on the type of care and services rendered. For example, a 30-day inpatient program may cost between $15,000 and $60,000. Meanwhile, outpatient care typically charges around $100 to $300 per session.
If you lack insurance coverage, we provide payment plans to enhance accessibility to our behavioral healthcare services. Contact us at CA Behavioral, and one of our admissions counselors will be happy to clarify the total costs associated with your care.
Please follow a few essential steps to verify your coverage for Cigna behavioral health services at California Behavioral Health. First, confirm provider participation. You can check your benefits by contacting one of our admissions counselors at (888) 355-1676. Additionally, obtaining prior authorization is essential since certain services, such as inpatient care and intensive outpatient programs (IOPs), may be required.
After confirming your coverage, ensure you understand which costs and any potential out-of-pocket expenses will be covered. We recognize that navigating your insurance can be complex. Let us help clarify your coverage benefits and answer any questions you may have regarding our Cigna integrated behavioral health services in Palm Desert, California.
Verifying your coverage is the initial step in ensuring that Cigna will cover your behavioral health treatment in California. You can accomplish this by calling the number on the back of your insurance card or checking your policy specifics online. Confirming that your health plan covers out-of-state behavioral health treatment and understanding prior authorization requirements is crucial.
Be aware that your plan might include copayments, deductibles, or cost-sharing. Knowing your total expenses before commencing treatment is vital. After submitting all necessary documentation, remember to keep copies for your records. Rehabilitation centers like California Behavioral Health can assist you in navigating the approval process. Remember that you have the legal right to appeal if your coverage is denied. Furthermore, if you have completed your behavioral health treatment, you can request a claim settlement to recover any costs you have already paid.
The number of times Cigna will pay for behavioral health treatment in Riverside County will depend on your policy, the treatment required, and whether that treatment is medically necessary. Recurrent care, such as counseling, therapy, and many other services, will be contingent on medical review and your specific coverage benefits.
Determining insurance procedures and protocols for Cigna behavioral health services can be overwhelming and stressful. At CA Behavioral, we’re here to assist you in verifying your coverage and its limits for a smooth admission so you can focus on your behavioral health recovery.
Nestled in the heart of the Coachella Valley in Southern California, Palm Desert is surrounded by majestic mountain ranges and a stunning desert landscape. The area boasts several vibrant cities, each with its unique charm. To the west, Palm Springs captivates visitors with its mid-century modern architecture, luxurious resorts, and thriving arts community.
Rancho Mirage, known for its premium golf courses and fine dining options, stands out as a destination for relaxation and elegance. To the east, Indio hosts the famous Coachella Valley Music and Arts Festival, enticing music lovers worldwide. Desert Hot Springs, celebrated for its natural mineral waters, offers rejuvenating spa experiences, while Cathedral City is home to a growing cultural scene and family-friendly attractions. These cities create a rich and dynamic region that blends luxury, entertainment, and natural splendor, making the Coachella Valley a must-visit destination.
Licensed by the California Department of Health Care Services, License # 330053AP
Copyright © 2024 California Behavioral Health · 37066 Bankside Drive, Cathedral City, CA 92234 · Privacy Policy